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Find out what to expect from the building process
Here you'll find a detailed breakdown of what it looks like to build your next home. We cover a lot - but if there's anything that you're unclear on, we're just a call away.
PHASE ONE: get prepared
To start, do your research
Make sure you understand the process, your budget, and your options. When you work with the Oyler Hines Group, we can help walk you through everything.
STEP 1: DECIDING TO BUILD
Deciding to build is not a decision that comes lightly. Typically buyers are considering resale homes and just can’t find what they’re looking for. When deciding to build, it’s important to understand the process and have an advocate on your side – one that understands the complexities of building, which is the exact reason behind Build Cincinnati.
STEP 2: GET PRE-APPROVED
One of the most important steps in this entire process is to understand your budget. Many builders require this prior to meeting so it’s best to knock it out early. We recommend reaching out to a bank or loan officer that deals with new construction on a regular basis to find out your financing options. Not all banks are created equal so feel free to lean on our team for suggestions.
STEP 3: RESEARCH EVERYTHING
Understanding your marketing and building options is key to making an informed decision. With Build Cincinnati on your side, you’ll have EVERYTHING at your fingertips: building requirements, lots options, community information, tax info, builder info, popular designs and much more!
phase two: plan it out
Select a builder, and design your home
Once you find the lot you want to build on and select your builder, you can start designing your home!
STEP 4: SELECT A LOT
Once you’ve reviewed the options in your desired locations, the next step would be to narrow down your lot options to one or two. This will often answer quite a few questions, including builder options, size of home, floor plan options and price.
STEP 5: RESEARCH AND SELECT A BUILDER
Deciding to build is not a decision that comes lightly. Typically buyers are considering resale homes and just can’t find what they’re looking for. When deciding to build, it’s important to understand the process and have an advocate on your side – one that understands the complexities of building, which is the exact reason behind Build Cincinnati.
STEP 6: SIGN A DESIGN AGREEMENT AND START DESIGNING YOUR NEW HOME
This can be different from builder to builder, but they all require a design agreement to start designing your home with an architect. The upfront deposit can range from $5,000 to $10,000, which will be partially nonrefundable due to architect cost. Review each design agreement carefully so that you understand all of the details.
STEP 7: DESIGN AND PRICING
Once you have fine-tuned your preliminary drawings to an acceptable plan, the builder will take the next step of offering a preliminary price. To fully quote a price, construction drawings are typically needed so the builder can obtain bids, but the builder should be able to offer a preliminary price to make sure it’s in your budget. If that is acceptable, you and the builder would give the architect the green lights to finalize the Construction drawings. Quite often, an additional deposit is required at this time.
phase three: construction begins
Watch your plans come to life
Once the drawings are complete, the plans submitted, and the permits are granted, construction can begin on your home. Depending on the size (and weather), building can take anywhere from 6-9 months. But the wait will be worth it!
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STEP 8: CONTRACT TO BUILD HOME
Once the construction drawings are complete, the builder will bid out the plan to contractors and vendors and deliver a final purchase price complete with a full spec sheet. This is where the negotiating starts and you execute a contract with the builder.
STEP 9: ENGINEERING AND PERMITTING
Providing a contract has been executed, the final step before construction is submitting the plans and engineering to the county or municipality. Permitting can take anywhere from 1-2 weeks.
STEP 10: START CONSTRUCTION
Once all the necessary permits are granted, the builder will begin construction as soon as agreed, which is most often immediately. Build time can take anywhere from 6-9 months depending on the weather and size of home.
STEP 11: FINAL WALK THROUGH AND CLOSING
When the home is completed, the builder and buyer will walk through the home to identify any punch list items. These are dealt with prior to moving in to make sure the home is as intended.
FINAL STEP: CLOSING AND MOVING IN
Depending on the type of financing, there will be an end loan closing with the builder, bank and title company or the final draw will be issued. From that point, the builder will have final inspections and deliver the home when the final Certificate of Occupancy is delivered from the municipality.
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Ready to build?
If you’re considering building, look no further! We offer our clients access to more new homes and lot opportunities than anyone around.